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Archives for February 2019

February 25, 2019 by: Ryan

Being Responsible with your Borrowing

There is nothing wrong or to be ashamed about with taking out a loan. The cost of living is always rising, and here in South Africa, it is no different. The big problem arises, not just because of the cost of living increasing, but with the fact that salaries do not rise by the same amount. A close up of a persons face Description automatically generated

It means that even if you can just about get by today, you may not be able to do so tomorrow. For many South Africans, saving is a luxury that they can’t afford, and this means that when an unexpected cost or bill lands on your doorstep, you could find yourself in big trouble.

If you don’t have the means to pay for say a toilet or a boiler repair or replacement in your home, what can you do? You can’t do without the broken-down device, and you can’t afford to fix it. The answer, of course, is to take out a loan. However, taking out a loan can be for something fun that you want, if you consider it carefully. For example, you may be thinking about financing a boat because buying may require a lot of initial capital, if you think about your expense and whether you can make the repayments there’s nothing wrong with this loan.

The difficulty that people face when they take loans out, is that they then run into trouble making on-time repayments. Sometimes this panics them into seeking more loans such as debt consolidation loans to deal with the situation, but this can turn out to be the thin end of the wedge. Once you get onto this slippery slope, it’s hard to get off again.

The most important thing when considering taking out any sort of loan is to do your comparison research properly before you take any action. There are a wide variety of different types of loans out there, and it’s important to choose the right one according to your personal financial circumstances.

For many South Africans, the possibility of taking out a bank loan is a no-no. According to the Just Money website, 32% of people in SA don’t have bank accounts, and when it comes to getting a loan, that is not a good place to start.

According to ICT analyst Arthur Goldstuck, who is also the Chief Executive Officer of World Wide Worx, a lot of those without bank accounts cannot even afford the first stage of opening an account. This opening process is something called “onboarding“, and it entails physically going to a bank’s branch to complete an application form.

Even those South Africans who do have bank accounts are often not happy, and they are looking for alternatives. One of the reasons most cited for this trend is that people feel banks charges too much by way of fees. It is leading to a new breed of “upstart” banks who are ready to take on the establishment.

Whoever you decide to apply to for a loan, as mentioned before; do your research carefully. The lender you choose should be established and reliable. Don’t pick the first one you come across. Check out several, and when you have a list of potential lenders you feel confident about, then check out the loan products they are offering.

Generally speaking, the shorter the repayment period, the better. But you still have to check out the interest rates they all charge. Things like payday loans charge high financial interest but as the repayment periods are short (typically just a few days) the total amount of interest you repay may be less than a longer-term loan with a lower interest rate.

So, do your research well and then before you sign on the dotted line; make sure you are borrowing responsibly.

 

February 25, 2019 by: Ryan

5 Reasons to Choose Luton Airport

If you are planning a holiday, it can be difficult to pick which airport to go to because there are so many to choose from. When you go on holiday, you will find that travelling from different airports may be cheaper. If you are travelling from London then it will be even harder for you to decide as in London there are 5 different airports to choose from. These airports include; London Luton, London Gatwick, London Heathrow, London Stansted and London City.

Each of these airports has great facilities, however, London Luton is one of the best airports to travel from for a number of reasons – one being that it is an extremely popular airport. Luton is also a popular airport to travel to or from because it is located to the North-west of central London which makes it a short journey to central London. If you would like to find out more information about why Luton airport is one of the best airports to travel from London then keep reading this article.

About Luton Airport

Luton airport is one of the largest UK airports and is one of the most popular to travel to and from when visiting or leaving London. It is located in the North-west of London which makes it close to Central London, making it easy enough for people to travel to. This airport is one of the busiest airports in London as it is used by 15 million passengers each year and is home to around 11 different airlines. This airport was opened in the summer of 1938 making it one of the oldest airports that are still up and running. During the war, this airport was used as a base for 264 army air force soldiers and was also used as a manufacturing site where military aircraft were designed.

Parking at Luton Airport

One of the reasons why most people choose to travel to or from London Luton Airport is because Luton airport parking is extremely affordable compared to other airport parking prices. The cheaper parking prices mean it is better to park your car at this airport rather than paying more money to park your car at a different airport. The lower prices make this airport affordable for everyone to park their car from holidaymakers to those travelling for business. Not only does this airport provide cheaper parking but parking at Luton airport has been made even easier because now you can reserve parking spaces online at lutonparking.com. If you reserve a parking space for the days that you would need it in advance then, you will be guaranteed a space rather than driving around a busy car park looking for a space to squeeze into. This will save you a lot of time and hassle as it will allow you to park your car when you need to without panicking that the carpark will be too busy and you won’t be able to park anywhere.

Close to Central London

Another reason why people fly from this airport is that Luton Airport is very close to Central London; in fact, you can get from Luton to Central London in around an hour. However, the fastest journey time from Luton to central London is 22 minutes by train. You can get to the train station in around 10 minutes by taking the airport shuttle bus where you can get a train to central London in a short amount of time. Many people decide to fly to Luton because it is easier to get to central London from this airport with the trains and taxis located in close proximity to this airport.

Shopping at London Luton

The next reason why Luton Airport is a popular airport to travel or depart from is that there is a wide range of shops around the airport where you will be sure to get anything you need. If you have left everything until the last minute and been in a rush to get to the airport it can be easy to forget something important. Or, even if you have been organised and all packed days in advanced there is still a possibility that you could have left something behind. Not to worry, if you have left something behind, you will be able to find what you are looking for at the duty-free section of this airport because there are a wide variety of shops to choose from.

If you are looking to buy some last minute outfits for your holiday then you can find many different clothing stores where you will be able to find a suitable outfit. If you have left your sunglasses which is something that many people leave behind then you will be able to find a pair of sunglasses at one of the many stores in the Luton Airport.

Whilst you are looking around the shops you might find other essentials that you would want to take with you on holiday to make your outfits more glamorous. Items and accessories will be available in many different shops across the duty-free section.

Food in Luton Airport

If you have enough time whilst waiting on your flight after you have gone shopping for last minute holiday essentials, you can take a trip to the food court. This is where you can find everything from bars, cafés or even fancy restaurants. In Luton Airport there are many different types of foods and drinks that you can get that suits everyone’s taste. Sit back and relax and enjoy a lovely meal or a nice refreshing drink before boarding the plane and getting ready for take-off.

Gifts and Holiday Essentials

If you have forgotten sun cream or even a charger to plug in your phone and other electronic devices, you can be sure to find what you are looking for at the airport before you set off to enjoy your holiday. If you are going to visit family or friends in a different country and want to pick up a few gifts to take with you then you can purchase these items here at Luton Airport. If you are coming back from your holiday you can pick up gifts and memorabilia from the duty-free section to give to friends and family without having to put it in your suitcase.

Final Thoughts

Luton Airport offers many different facilities and so it is hard to find any reasons not to travel from this airport. This airport has many of the best fast-food and takeaway restaurants that cater to everyone’s needs and you can even grab a pint in one of the bars if you fancy it. You will be able to find anything you need across all of the shops available at this airport which is another reason why it is extremely popular. The cheap parking and the cheap flights from this airport make it stand out against other airports and the reserved parking also gives it an advantage. This is because not all other airports have these types of services available which make Luton Airport more affordable.

Make sure to choose Luton Airport for your next big trip from the capital.

To read more on topics like this, check out the travel category.

February 25, 2019 by: Ryan

Myths about Immigrants and the Truth Behind Them

 

It is quite common to demonise immigrants these days. The rise of populism has paved the way for these racist sentiments. Some people who challenge the idea that they are racist have other excuses for hating immigrants. These are some of the myths about the immigrant community and the truth behind them.

Myth # 1- Immigrants are mostly illegal and are overrunning the country

This myth could not be any further from the truth. There is only a small percentage of the immigrant community which does not have the necessary documents to enter the UK legally. Most of the workers working in various industries have papers allowing them to stay. Just like in the US, the number of immigrants in the UK is not necessarily increasing. The reason why most of these immigrants come is that there are job openings that locals do not want to work in.

Myth # 2- Immigrants are criminals

Given the speeches of hate you hear from populist leaders, you might think that immigrants are criminals. They are only in the country to bring drugs and spread negative propaganda. The truth is that there are more crimes committed by locals than by immigrants. Since immigrants have their legal status on the line, they will try their best to become law-abiding.

Myth # 3- Immigrants hurt the economy

It is another lie spread by the populist leaders. Immigrants help grow the economy, especially in the UK. The country does not have enough locals working in the health care industry. It is a crucial part of the country’s economy. Imagine if there were not enough immigrants coming to the UK to work in these jobs. The adverse effects on the economy could be worse than anyone might think. Besides, immigrants pay taxes. Even undocumented immigrants have to pay taxes each time they purchase something from stores.

Myth # 4- Immigrants only come to the UK for the benefits

Although the UK has a better welfare system than many other countries around the world, it does not mean people will risk their lives to enter the UK. Given that immigrants are also taxpayers, they have the right to receive benefits from the government. The worst part is some undocumented immigrants keep paying taxes but are ineligible for getting anything back.

Myth # 5- Immigrants are bringing disease

This reason is quite pathetic. Immigrants need to go through a lot before given a chance to work in another country. They need to submit medical records proving that they do not have contagious diseases. Unless they do that, they have zero chance of receiving permission to stay in the country.

If you are an immigrant, or you intend to move to the UK, you cannot let all these racist and ignorant arguments dishearten yourself. You can hire the best immigration lawyers UK firms have so that when you enter the country, you have the necessary documents. No one will call you undocumented, and you will have a chance of getting a decent job.

February 12, 2019 by: Ryan

Small Space Living Hacks That Make A Big Impact

If there’s a trend we won’t be escaping any time soon, it’s downsizing. Tiny homes are a national phenomenon and the lifestyle changes associated with low impact living. From composting to conscientiously tidying up, homes have made their way into our daily routines and overall lifestyles. For many city dwellers and an increasing number of suburban dwellers, too, small space living is the best option. But that doesn’t mean it has to be any less intentional. Whether you just want to increase the functionality of your home or attempting to make the most of a small space, there are plenty of ways to minimize clutter and maximize utility in style.

  • Movable Home Bar

Bars are not only great for entertaining but are also beautiful accent pieces that add character to a home. A piece like this that serves more than one purpose is always a go-to.

  • Window Seats

Windows in Barrie can help you create sitting areas by windows helps to create warmth and is a perfect way to utilize a space surrounded by natural light or beautiful garden or city views. You can achieve this through the use of window seats, grouped chairs, or chaises.

  • Gallery Tray Table

A two-tiered coffee table with an additional tray creates storage that is not only optimal, but also movable. In a client project, designer Keita Turner used a campaign-style gallery tray table and detachable trays with open handles on either end, making moving them easy for a variety of household uses. These portable trays transform an already functional coffee table into an organization lover’s double duty dream piece! For parties, the removable trays can also be used for serving. For casual sofa side dinners, the trays can easily be moved and then stored for a stylish space-saving solution.

  • Statement Art

It might seem odd to consider a piece of large-scale art for a rather small space, but it’s one trick designers put to the test time and time again to give a room a more spacious feel. It adds a focal point to the design scheme and is another easy way to showcase your aesthetic, as seen in a West Hollywood living room designed by Alice Cheng.

  • DIY Furniture

Etobicoke windows are a great way to customize your furniture to accommodate smaller spaces. Sugar & Cloth proves that “doing it yourself” is easier than you’d expect. You wouldn’t think of an oversized cake pan as a sophisticated furniture material, but this DIY mid-century side table is made from just that, and it’s perfectly customizable for small spaces.

  • Space-Saving Hat Storage

Give organization to your collection of hats by locating a hat rack on the backside of a closet or interior door. I got tired of not remembering what hats I owned, so in my own compact-sized New York City apartment, I conveniently locate and hang my hat collections behind doors. Not only are my hats now easily accessible when trying to plan my outfits, but they are displayed in a manner that is decoratively stylish to me.

  • Vertical Greenery

No garden or no yard at all? No problem! Windows in Barrie is just perfect for you. This DIY wall planter gives you plenty of greenery, without taking up any counter or floor space. Utilize an empty wall for this vertical garden and your space will instantly feel more peaceful.

To read more on topics like this, check out the home & garden category.

February 12, 2019 by: Ryan

How Long Does it Take To Get Your Red Light Ticket in The Mail

Getting a red light ticket is so frustrating. Just when you think you’re going to make it through the intersection in time, the light turns red and the camera snaps a photo of your license plate. If you’ve received a notice for a red light ticket, don’t assume you have to pay it right away. You may be able to get out of it with a professional red light camera ticket los angeles lawyer from the Ticket Clinic.

Lots of states allow automated cameras at intersections to catch red light violators. But it’s typically up to each city or municipality within the state to decide whether to use red light cameras. If you have red light cameras in your area, you might wonder how you would know if you got a ticket.

Red light camera tickets are typically mailed to the registered owner of the vehicle. Most states require violation notices to be mailed within a certain number of days of when the violation occurred. So, it might take anywhere from about 30 to 60 days to get the ticket in the mail. Generally, the violation notice will include:

  • the date, time, and location of the violation
  • still photographs and information on how to view the video on the violation
  • the cost of the ticket and methods of payment, and
  • your options for contesting the ticket.
  • Some states have a 30-day grace period that applies when red light cameras are first installed. During the grace period, no tickets are issued but warning notices are sent to drivers who are photographed running the signal. If you exceed the 30-day grace period, you may want to seek a traffic ticket lawyer for assistance.

If you’re facing an Orange County traffic ticket, you can count on The Ticket Clinic to defend your rights and interests. Don’t listen to the court or the police officer for advice. You don’t have to pay every traffic infraction or plead guilty to every DUI charge. The Ticket Clinic may be able to get you out of your Orange County speeding ticket or driving crime. You deserve an experienced traffic attorney in Orange County working on your behalf.

Even the safest drivers make mistakes sometimes. If you’ve been charged with a traffic violation, you have rights.

February 11, 2019 by: Ryan

Is Marie Kondo’s Cleaning Method the Right Way?

Since Netflix released the show called Tidying Up with Marie Kondo, the star has become a divisive figure. Some people appreciate the way she cleans up the place while others think she is wasting resources.

Kondo’s primary philosophy is to let go of things that do not bring you joy. You need to touch every item in your house when you clean. If you think an object does not make you happy, it might be time for you to let go of it.

It is entirely reasonable to follow Kondo’s cleaning philosophy. Many people have messy homes because they keep things that are unnecessary. Sometimes, we think that we need some stuff at home, but it has been years since we last touched it.

It is also reasonable to organize the items properly with labels and to maximize whatever storage area you have at home. With this cleaning method, it does not matter if you have a big or small place. You can find a way to fit everything in.

Conversely, it is also understandable why some people find her techniques funny. It is quite unclear why Kondo treats objects as if they were gods. She starts every cleaning session with a form of prayer or ritual. She is also gentle when throwing things out. The seemingly insane aspect of the method makes people doubt the strategy. They are also uncomfortable with the idea of throwing everything away because it does not bring joy, even if it is still useful.

You decide what is best

It is up to you to determine if you will follow Kondo’s philosophy or not. She advises what people need to do to organize their lives. She does not force you to throw everything away. The goal is to keep the things that you need and let go of the ones that are unnecessary. It is similar to how you need to treat people. Keep the ones who make you happy and stay away from the ones who bring negative vibes.

What to do after throwing things away

The problem most people following this philosophy face is determining what to do after identifying the items to throw away. The first step is to organize them. You need to know which of them could still be recycled. The others that are biodegradable and not used anymore can go straight to the trash.

If you realize that you already have piles of trash, you can use a junk pick up service. These experts will come and help you. They will collect all the items for disposal. They have a method to determine what to do with the things you throw away, so they will not go to waste. Therefore, if you feel guilty that you are throwing resources away, you need this service.

The bottom line is for you to start cleaning up now. You cannot wait until everything starts to pile up before you do something about your problem.

If you like the Get Under Skeleton Blog, feel free to contact us and let us know!

Image: Unsplash.com

 

February 10, 2019 by: Ryan

Tips on Disposing of Furniture You are Not Using at Home

You need to invest in quality furniture that will last long. However, even with proper maintenance, there will come a time when you need to dispose of the furniture you use at home. These are some tips to aid you in identifying what to do with the furniture that you are not planning to use anymore.

Hire a furniture removal company

Away Today furniture removal Sydney informs us that your local government might have a trash collection truck, but the staff might not and often don’t pick up old furniture. It is too heavy, and it might not fit in the truck. They might also ask you to pay more for this service. Since you are paying anyway, you might as well hire furniture removal experts to come over and pick the furniture up. It does not matter how big the furniture is; they will take care of its disposal.

Find a drop-off location

For you, the furniture is not useful anymore, but it might still be for other people. They could repair the damaged parts and reuse the furniture. Others will chop pieces off and salvage the parts that are still useful. You need to search for a drop-off location for large items up for disposal. Some charitable organizations might find the furniture useful. You need to prioritize them when deciding where to donate the furniture.

Look for a dumpster rental company

This strategy is only applicable if you have a lot to dispose of. You have a month or two to fill up the dumpster you rented with the furniture that you intend to throw away. Once the dumpster is full, the rental company will dispose of it. It might be quite pricey, but you are eliminating several items at once. It is still a practical option.

Sell the furniture

If you are confident that the furniture is still useful, you can find individuals who might want to buy it. Most of them are entrepreneurs who will fix the furniture and resell it at a high price. In doing so, you are making money out of the item that you already plan to dispose of. You can post ads online to search for potential buyers.

Give it to a friend

Before you sell or donate the furniture to people you do not know, you can start by asking your relatives and friends. They might find the furniture useful. You can post on your social media account first so that they will be the first ones to know. Tell them to send you a private message if they intend to take the furniture. You can set up an appointment for them to come over and pick it up.

You might think that furniture disposal is difficult given its size, but there are several ways to get it done. When you already bought new furniture and the old furniture is only cluttering your place, you need to dispose of it right away; otherwise, it will look out of place in your new design. You also want to help those who need the furniture more than you.

Want to learn more about Home and Garden from Get Under Skeleton? Click here!

Image: Unsplash.com

 

About

Hi guys! I’m Ryan. I am a recent graduate from a Journalism program and have a huge passion for writing. I am also the editor of Get Under Skeleton.

A little bit about me is that I love learning about all things and I am always inquiring and asking questions about,

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about me

Hi guys! I’m Ryan. I am a recent graduate from a Journalism program and have a huge passion for writing. I am also the editor of Get Under Skeleton.

A little bit about me is that I love learning about all things and I am always inquiring and asking questions about, Read More…

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