Recently, I have started to see a lot more coverage on investing in precious metals, both in the news and on the internet in general. This got me wondering, of course – what is the big deal about them, and why should we care? Are they actually a worthwhile investment, and if so, where should we purchase them from?

Alas that the answers to the latter question do not exactly come easy. In fact, they are quite difficult, mostly because of just how many options that we have. Trying to comb through them all to figure out which might work for our needs is typically something that requires a bit of assistance. What do I mean by that?

Well, in essence, one of the ways that we can gather information that we can trust is by checking out reviews of the brokers of precious metals such as gold, silver, and platinum. If you are skeptical, I certainly understand. Before you continue reading, consider looking at an article like this one: https://www.moroccoworldnews.com/2014/12/147717/the-many-benefits-of-reading-reviews. It might offer some further perspective on this!

Why Read Reviews?

This is a question that I receive a lot, especially when I am discussing this topic with my friends and family. You see, I talk about my investments fairly often, if only to bring awareness to the types of assets that I select (since commodities are not always thought about immediately). Naturally, this results in them wondering where I gave my business to.

Then, they wonder how I even chose that, seeing as there are so many out there. My answer? Well, I researched it! Obviously, it is not exactly that simple, but that is the gist of my process.

There are a few facets to this ephemeral “research” that I mentioned. The first is looking up each of the companies that I am considering on my own preferred search engine – the one that you utilize really is not important. Their own website will offer some information, but typically, I try to look beyond that as well.

Seeing what others have to say about them is important as well. An example is checking out gold investment company reviews, since they tend to have some perspectives from customers and investors alike rather than the biased view of the company owners or managers. I am sure you understand why that is a good idea.

You might also want to check out some of the statistics for the broker you are considering, but that will ultimately be up to your own discretion. Thankfully, all of this information is at our fingertips now!

Why Does it Matter?

As human beings, it is only natural for us to look at our own creations through rose tinted glasses. This absolutely applies to businesses, especially ones that we have created or that we run. No one wants to think that they offer poor customer service or bad products, right? So, it is not a great idea to take everything you see on an organization’s website at face value.

There are even instances in which a website is purposefully trying to scam you. Obviously, this is not true of legitimate brokers. However, there are some fake pages and emails that are sent to trick people into sending money or data that could lead to their identity being stolen. Vigilance is key.

Reading reviews that other people have written can provide some perspective, obviously. You see, there are a few things that we can prioritize, and everyone ranks them differently in their own minds. For instance, I place a very strong emphasis on customer service. I want to be able to ask a lot of questions and have them answered accurately, without any attitude.

Therefore, when I am checking out the reviews for a broker, that is something that I keep an eye out for. I found that this post summed up some of my other feelings as well, if you would like to give it a read. Of course, you might find something else important.

Perhaps you want certainty that the gold, silver, or platinum that you are receiving will be eligible to be invested into an individual retirement arrangement. That would be something to ask about and to scan for in any reviews of the companies that you are considering. Hopefully, that can help you to determine if they will be the right match for you.

I think that in general, especially when it comes to investing, we as consumers should start reclaiming a bit of the power here. These brokers should want our business, right? So, that means that the services that they provide should be top notch. Otherwise, their reviews probably will not be stellar, to put it nicely.

In conclusion, the next time you are going to make a big purchase or an investment, do not forget to punch that name into your search engine and do some digging. While at first it may seem like a bit of a time sink, once you uncover more details, you will not regret it.

We should never have to settle for anything less than amazing in a field like this. After all, it is not like precious metals are cheap. It is no wonder that there are whole websites dedicated just to reviewing the different sellers out there, since that information can be valuable!

 

If you want to get your finances in order, you need to find the best financial planning software program for your needs.

Financial planning software programs can help you keep track of your spending, budget for upcoming expenses, and track your investments and progress toward financial goals. But with so many options available, how do you choose the right one for you?

That’s why we’ve put together this list of the best financial planning software programs for 2022. We’ve considered factors like features, price, and ease of use to come up with our top picks.

1. Quicken Premier

Quicken Premier is one of the most popular financial planning software programs on the market. It offers a wide range of features, including budgeting, investment tracking, and bill pay. Plus, it comes with a 60-day money-back guarantee, so you can try it out risk-free.

2. Elan Squared

Elan2 or Elan Squared has been designed for financial planners, by financial planners. Understandably, this software is intended to be used by financial planning services businesses that are helping individuals to get themselves on track.

3. Mint

Mint is a great option for those who want to keep track of their finances without spending a lot of money. It’s free to use, and it offers features like budgeting, bill pay, and investment tracking. However, it doesn’t offer as many features as some of the other options on this list.

4. You Need A Budget (YNAB)

You Need A Budget is a popular financial planning software program that helps you create a budget and stick to it. It offers features like goal setting and debt payoff, and it has a 34-day free trial so you can try it before you buy it.

5. Personal Capital

Personal Capital is a financial planning software program that’s ideal for those who want to track their investments. It offers features like portfolio tracking and analysis, and it’s free to use. However, it doesn’t offer as many features as some of the other options on this list.

6. Prosper Daily

Prosper Daily is a financial planning software program that helps you track your spending and saving. It offers features like budgeting, transaction history, and bill pay. Plus, it has a 7-day free trial so you can try it before you commit to it.

No matter what your financial goals are, there’s a financial planning software program that can help you reach them. Quicken Premier, Mint, You Need A Budget, and Personal Capital are all great options. And, if you’re not sure which one is right for you, Prosper Daily offers a free trial so you can try it before you buy it.

Conclusion

Do you have a favourite financial planning software program? Let us know in the comments below. And be sure to check out our other articles for more information on personal finance.

Sometimes, too much information can be a bad thing. In the computer age, when traders have access to an almost endless deluge of data, figures, studies, research, and historical reports online, it’s easy to suffer from the modern disease known as analysis paralysis. If you ever felt you couldn’t move forward with a simple securities transaction because you were drowning in stats and technical information, then you already know what info overload feels like. Is there a cure? Fortunately, there are several techniques for getting through a bout of this modern ailment, and the treatments are easy to implement.

Step one is to make a detailed plan that specifically lists the sources from which you intend to collect data. After that, do enough research to understand which of the most popular technical indicators works best for your style of operation. Some practitioners choose to trade CFDs (contracts for difference) for their simplicity and ability to help users avoid becoming overwhelmed by the decision-making process. The following suggestions are intended as a starting point for anyone who wants to make buying and selling decisions with a clear mind.

Make a Trading Plan

Planning prevents so many problems that it is the central piece of the puzzle for building an effective trading strategy. First, you’ll need to decide whether you are aiming for long-term or short-term financial goals. That’s because time horizons play a critical role in the kinds of information traders rely upon. Second, choose a general asset class, like equities, forex, or commodities. Finally, make an honest assessment of how much capital you have available. Based on all those factors, it will be much easier to choose the best broker for your needs. With those key decisions behind you, it’s easier to limit areas of research, focus on one asset class, and work with targeted educational materials in the broker’s learning library.

Choose a Few Favorite Indicators

Some traders go indicator crazy by attempting to work with dozens of technical indicators at once. Few ever have good results from this kind of overkill approach. Instead, consider using just two or three indicators at most when analyzing investment opportunities. This commonsense limitation offers the chance for traders to gain more clarity about price action, trends, and other predictive behaviors of the security they’re buying.

Consider CFDs

CFDs or contracts for difference, carry the unique advantage of letting people take part in the markets without owning any of the underlying assets. For instance, when Investor A buys a long CFD on the stock of ABC Corporation, there’s no share ownership involved. Instead, Investor A is simply making a prediction that the share price will rise and can benefit if it does. A CFD is a contract, not ownership of an asset. The other principal advantage of CFDs is the chance for traders to go long or short with equal ease. There are no restrictions or margin requirements for taking a short position, as there are when buying and selling equity shares. Combining the use of CFDs with specialization in one or two securities can help anyone avoid the problems associated with having too much information.

 

The introduction of Bitcoin in 2009 transformed blockchain from a theoretical to a practical application, showing that this digital distributed ledger technology truly works. Since then, businesses have been experimenting with how they, too, might make blockchain work for them.

Blockchain is used by well-known corporations, government agencies, and non-profit organizations to enhance old procedures and allow new business models.

The unique qualities of blockchain solve a wide range of business concerns. Coming up are vital benefits of blockchain.

Trust

Blockchain fosters trust between entities where faith is either absent or untested. These companies are willing to participate in business transactions or data sharing that they would not have done otherwise or require an intermediary. One of the most frequently mentioned advantages of blockchain is the facilitation of trust. Its worth can be seen in early blockchain use cases, which eased transactions between companies that did not have direct contacts but needed to share data or payments. Cryptocurrencies, in general, are iconic illustrations of how blockchain fosters trust between strangers.

Improved security and privacy

Another advantage of this developing technology is the security of blockchain-enabled applications. The greater security provided by blockchain is a result of how the technology works: With end-to-end encryption, blockchain generates an immutable record of transactions that prevents fraud and illegal activity, most probably when running an online gambling business such as NetBet, which at one point or another you will be required to enter personal information.

Data on the blockchain is distributed across a network of computers, making hacking extremely hard (unlike conventional computer systems that store data together in servers). Furthermore, by anonymizing data and requiring permissions to limit access, blockchain can solve privacy concerns better than traditional computer systems.

Cost savings

The nature of blockchain can also help enterprises save money. It improves transaction processing efficiency. It also lowers manual duties such as data aggregation, editing and reporting, and auditing procedures. Experts emphasized the benefits that financial institutions realize when implementing blockchain, saying that blockchain’s potential to speed clearing and settlement immediately translates into process cost reductions. In general, blockchain helps organizations save money by removing the middlemen – suppliers and third-party providers – who have traditionally performed the processing that blockchain can handle.

Speed

Blockchain can handle transactions faster than traditional techniques since it eliminates intermediaries and replaces remaining human procedures in transactions. In certain circumstances, blockchain may process a transaction in a matter of seconds or less. However, timings can vary; how rapidly a blockchain-based system can execute transactions is determined by several factors, including the size of each data block and network traffic. Nonetheless, experts have decided that blockchain often outperforms traditional procedures and technology in terms of speed. In one of the most visible blockchain implementations, Walmart utilized the technology to track the origin of sliced mangoes in seconds, a procedure that had previously taken seven days.

Conclusion

It’s critical to recognize that while blockchain is revolutionary in principle, it will not revolutionize society today. Perhaps it will come in 10 to 20 years, but it is not a short-term technology.

A financial plan is different from financial statements. Instead of looking at what is already happened, you make projections of coming months. And your projections will help you to plan for cash flow dips. Here is an article with the steps to create your business plan.

Financial Arrangement

Use your economic projections to determine your real money casinos australia business needs. In addition, you should discuss ahead your options with your business partners. Moreover, a well prepared projection will help bankers that your monetary management is solid.

Develop Financial Projections

Create monthly financial projections by recording your anticipated income based on sales forecasts and anticipated expenses for labour and overhead. In addition, if your business has tight cash flow you should make weekly projection. Now, plug in the costs for the projects you identified in the previous step.

In your business, you can make use simple spread sheet software or tools available in your accounting software. Moreover, do not assume sales will convert to cash right away. Enter them as cash only when you expect to get paid based on prior experience.

Monitor

At the end of the year, you should compare actual results with your projections to see if you are on target or need to adjust. Monitoring helps you spot monetary problems before it get out of hand.

Analyse Your Strategic Plan

Business plan should start with your business strategic plan. In a business you should think about what you need to accomplish at the beginning of the year. And ask yourself some questions like:

• Do I need to buy a lot of equipment?
• Do I need to change my resources?
• Do I need to hire some other employees?

Emergency Planning

You have to know what to do if your money suddenly deteriorates. In a roulette online business, it is a good idea to have emergency sources of money before you need them. Furthermore, you should maintain a cash reserve or keeping lots of room on your line of credit.

In conclusion, these are the steps to create your business plan.

 

Paysafe’s first-quarter earnings were characterized by an excellent increase in iGaming and e-commerce transactions, while overall performance was modest. The business is in a strong position to maintain its leading status in specialty payments.

The stock has remained under pressure but the analysts remain optimistic because the company has a solid long-term strategy and expects its cash flow to improve.

Increased presence 

Paysafe was formed by several mergers, the most notable of which comprised the e-wallet Skrill and the payment network Neteller. Although Neteller was strong in the United States before the online betting prohibition, it has continued to grow globally.

The reintroduction of iGaming, aided by the online sports betting boom, may help Paysafe build a strong market share in the United States. PaySafe wants to expand its presence in the US gambling market and will offer its payment method to new US casinos, including the recently launched Parx Casino in Michigan. That means bettors will not need to worry about safe transactions anytime they want to bet.

Paysafe stock gain

Paysafe’s first-quarter results were released in early May 2021. The company reported a 5 percent increase in revenue to $377 million. This amount exceeded the predicted estimate by $11 million. The company’s overall payments volume increased to $27 billion and this was a record 8 percent more than the same time in 2020.

One month since the announcement, Paysafe stock at the New York Stock Exchange has increased by 8.8 percent. As of 25th June 2021, the stock was trading at $12.40. Most stock advisors giving investment tips advise the stock shall continue in a bullish curve for the next few months.

Opportunity for cryptocurrency trading

Paysafe recently opened opportunities to clients who want to tap into the ever-expanding crypto market. Although there have been widespread fears of a possible crypto crash, experts advise this is nothing to worry about because crypto prices always bounce back fast.

Paysafe partnered with crypto trading platform Coinbase for US clients in late March 2021. Paysafe Skrill has expanded its U.S. services to 37 states, allowing cryptocurrency exchanges and payments via a white label Coinbase remedy.

Skrill has also revealed that the Skrill VISA Pre-paid card will be available in 2021. This helps it expand its reach further into the underbanked market, which is frequently largely ignored by banks and main payment service providers.

Going with the trends 

Globally, the digital economy is rapidly growing and Paysafe was visionary to tap into this market at its earliest. Among its online payment products are Paysafecard and e-cash. With Paysafecard, clients can make online transactions by simply keying in a 16-digit code. This is a cutting-edge remedy to gamblers because they don’t need to carry credit cards, hard cash, or open a bank account.

 

 

Tourism is good for the economy as it brings in more money. The ability to attract tourists is vital and casinos can draw them and get them to spend money. Of course, other tourist attractions can also attract them but there is something about the overall excitement of the whole gambling experience that people want to experience. By just taking a look at some of the largest casinos in the world, it is easy to see how tourism is boosted by casinos.

Quality entertainment

Casinos offer a variety of games for tourists to play. This includes games like blackjack, poker, and slot machines. Slot machines are fun to play with and allow tourists to test their luck. On the other hand, table games require more skill and can be overly exciting.

Visiting a casino online is also becoming increasingly popular, and Parx in Pennsylvania offers an online real money casino that provides a great variety of games in addition to its brick and mortar casino, allowing travelers to continue gambling from other tourist attractions.

Other industries benefit

Many industries benefit from the visitors to casinos, such as the hospitality industry. Where there are casinos, there are usually also resorts, hotels and restaurants. Local restaurants in Pennsylvania, for instance, receive a boost from tourists traveling Pennsylvania and playing in casinos. Local tourist attractions also benefit from gamblers taking a break from gambling.

Gambling also offers an outlet for those who want to mix business and pleasure. For locals who have spent a long day doing business, casinos offer them a way to relax and unwind.

A tool for economic growth

Many states, such as Pennsylvania, have approved gambling mainly because it is seen as a tool for economic growth. It can help increase employment and offer greater tax revenue to state and local governments. The more revenue casinos bring in, the more tax they have to pay and governments can do a great deal with this money to benefit citizens.

International tourists

Gambling is illegal in some places but this doesn’t deter those who want to gamble. They may look for casinos where they can gamble online but they can also visit places where they can go to legal casinos and gamble. In fact, some people travel the world and visit all the largest casinos in various countries to play. Casinos can therefore benefit from international tourism and the local economy benefits from money spent by these tourists on casino games, restaurants, and accommodation.

Providing high spending clients with VIP services often includes private gambling rooms, golden member privileges and amazing amenities, which make the experience more tantalizing for rich tourists. There is no doubt that casinos can contribute to the tourism industry by giving tourists quality entertainment.

 

Although the fundamental ideas behind online slots pay by mobile have remained the same ever since they were first introduced (and they themselves took their main ideas from land based slots), there have, of course, been changes. These changes are often due to technology becoming better, allowing those who can create such games to incorporate new and exciting ideas. Plus the public generally like these changes and adapt quickly to them. For those who prefer things as they were, those older games are still available, so everyone still gets to play.

Video Slots

The main reason why online gambling has been so successful is the video slots. This is why slots are the first thing you see when you log onto a site, and why this is the focus of much of their advertising. You must remember also that slots will give casinos the biggest profits since the house edge is much larger than most other games – there is more chance of losing than winning on all casino games, but even more so on a slot game.

But in order to keep making those profits, online casinos need to keep up with the times and the new technology, and one aspect of that is the payment options that it offers its players. Once it was just about transferring money from a bank account, or perhaps using a debit or credit card. Then the cards became the main focus (until credit cards were banned on online sites in April 2020). After than came Paypal and other online payment systems. Plus in some casinos you can even pay with cryptocurrencies.

There is also the pay by mobile option, and this is something that revolutionised the gaming world. The games you can play are still the same, so you’ll always be able to get your fix of your favourite, but the way you pay is much different to usual.

Pay By Mobile

When you choose to ‘pay by mobile’ you are not paying immediately. You are instead paying via your mobile phone bill. So the casino will receive their money right away, but you won’t actually pay anything until you have to pay your bill. There are a number of pros and cons to this idea.

On the upside, this is a convenient way to pay. You don’t have to log into anything or use your debit card when you want to pay – you just have to click the pay by mobile option and everything is taken care of for you. There is nothing to concern yourself with other than enjoying the game. Not only that, but if you know payday is coming so you know you’ll be able to cover the cost when the phone bill has to be paid, you can play even if you don’t have the right amount of funds in your bank at this moment in time. It’s almost like paying on a credit card, except that you’ll pay the entire bill off when the time comes.

The negatives must be considered too. The easiest it is to pay and play, the easier it is to end up with a gambling addiction. There is no thinking required, you can just keep playing and playing without any consequences, until, of course, you have to pay the bill. If you aren’t paying from your own bank account using your own pre-set budget, but instead are putting the payment off, can you really guarantee you’ll be able to pay it? And what happens if you spend more than you thought you did?

Take all of this into account before choosing the pay by mobile option and you should have a great time playing your online slots.

Betting in sports has been a common pastime in the US since sports events became popular. With brick-and-mortar casinos closing and then partially re-opening this year (and then closing again this December), sports betting revenues have hit a record high. Last month, PA sportsbooks hit $491M boosted by online sports betting sites.

Pennsylvania online sports betting has become extremely popular since it became legal for eligible players within the state lines. Players can have an enjoyable and safe experience if they choose the best online sports betting sites.

Choosing your PA sportsbook

Choosing the right sportsbook means looking at whether it is regulated and licensed as well as what kind of a reputation it enjoys. Online sports betting sites such as Parx offer a great user experience and have a proven, dependable track record: with $9.2M in bets, the casino was the retail sportsbook that most profited in November 2020 according to Inkedin.

At Parx sportsbook, both online and offline, players can bet on all their favorite sports such as baseball, pro and college football, hockey, soccer, golf, pro and college basketball, and much more.

Sports betting apps

Sportsbooks apps have helped to popularize online sports betting. The convenience and ease of access means players can play for real money from anywhere at any time. Traveling to a brick-and-mortar casino requires time and money, whereas today, a smartphone offers a player the opportunity to bet online.

Betting on the internet is not only easy, but thrilling too, and being able to bet from a sports betting app may just be one of the gambling trends for 2021.

The thrill of playing and winning

Betting on sports is an activity that secretes dopamine in the brain. It is a pleasurable experience that is even more pleasurable when a player wins. Players who make smart, logical decisions can win steady, slow returns. These players research, examine statistics and keep updated on the latest news in order to make wise bets.

Easy entrance for new players

A new player may be intimidated to walk into a real-life casino and begin gambling for the first time. Online sports betting offers a different scenario, though: sportsbook sites are open to new players and offer all sorts of assistance and incentives. For example, when a player signs up on a new platform for the first time, he or she can get bonus money in the account to make the first bet for free.

The business marketing is inventive, thanks to the serious competition between online sites. Fun promotions, bonuses and other incentives attract new and experienced players alike.

A wide range of options

The variety of online games available and many ways to sports bet keeps the activity endlessly entertaining. The ways to bet include moneyline, over/unders, spread, props, teasers and parlays. Betting never becomes predictable or boring and it is constantly evolving to offer more to players.

 

Today, financial markets are at your fingertips. Around the world, millions of traders work remotely, buying and selling assets online. Their profits depend on their skills and market forces like supply and demand. Anyone can try to master this art. All you need is suitable software, a brokerage account, and, of course, knowledge. Discover the fundamentals of Internet-based trading.

Online trading is unimaginable without sophisticated platforms and apps. Today, you can work from any device, at any time of day and night. For example, the global currency market is almost always awake. It is open 24 hours a day every weekday. Traders may even use robots that make decisions while they sleep. Generally, tradable instruments have similar logic.

Buying and Selling Online

You may be familiar with the stock exchange cliché ‘buy low and sell high.’ It is applicable to other markets too, i.e., derivatives, precious metals, etc. Consider what happens in the most colossal of them – the global currency exchange.

Currencies are always valued against one another, forming pairs. Exchange rates are always changing, as they are swayed by multiple factors, both economic and political. For instance, think of problems faced by oil exporters like Nigeria. When the price for the benchmark crude plunges, their national currencies depreciate, and vice versa.

Such factors are known as fundamentals, and they form the basis of Forex analysis. Other examples include GDP, interest rates set by central banks, trade deficits, wars, etc. Traders keep track of these events to see where their instruments are headed. They may also use technical indicators like volume and price to detect patterns.

Every trade is an attempt to buy low and sell high. This means that currencies are sold when they are expected to fall, and bought when a rise is anticipated. An important advantage is that both uptrends and downtrends can be profitable. There are plenty of resources that teach Forex trading for beginners including these four main steps:

1. Open a demo account;
2. Learn and practice as much as possible;
3. Switch to live trading;
4. Make Profits.

Reading Currency Prices

Every currency pair follows the formula ‘base currency/quote currency’ (aka ‘counter currency’). If the price for USD/ZAR is 16.57030, you know that one American dollar costs roughly 16.6 South Africa rand. Two prices are streamed simultaneously. These are Bid (for all sellers) and Ask (for all buyers). The former is always slightly lower, which corresponds to the general logic of sales.

The ForexTime broker recommends you choose pairs whose dynamics are most familiar. For example, a resident of the European Union may prefer EUR/USD. Here, knowledge of the European economy helps to predict the dynamics. At the same time, a resident of South Africa may be advised to opt for USD/ZAR, as the quote currency represents their national monetary system.

Basically, traders of currencies, stocks, and other instruments bet on the direction of the market. They open positions in accordance with their forecasts. You go long when you intend to buy, and go short to sell. This is the underlying logic of Forex trading in general. What changes are the factors you need to monitor. For example, someone trading shares should keep a close eye on the performance of the issuing company.

Automatic Trading Tools

Stop Loss and Take Profit are invaluable features of popular trading systems. These are parameters determined for every trade (at least, they should be). The trading system is programmed to execute a position automatically when the desired price level is reached. This way, traders can collect profit and establish an acceptable level of risk. They know exactly how much they can lose if the market turns against them.

Wide Choice of Instruments

As a trader, you should not be focused on a single instrument. Many pros begin with Forex course and add more instruments as they gain more experience. The more assets in your collection – the lower your overall risk. If any instrument is unprofitable, you may see returns elsewhere.

Diversification is a basic recommendation. Do not rely on one instrument, as it exposes you to high risk. Your ultimate goal should be the creation of a diverse portfolio where risks are balanced across a set of different markets. Of course, this also requires expertise.

Where to Begin

If you have never traded online, begin by opening a demo account with a regulated brokerage. In South Africa, the services are offered by local and international brands. Make sure the provider is officially registered and authorized by a credible entity, such as the FCSA, the FCA, the CySEC, etc.

Reliable brokers provide clients with education, training opportunities, and support. They also process all financial flows to and from your account. It is crucial to select the right provider in order to trade safely.