If a worker gets injured due to any work-associated accident and he/she has suffered any injury or disease, then he/she is eligible for compensation and benefits under the workers’ compensation law. Workers being denied social security benefits can fight back and claim the compensation they deserve. Prior to that, they must be aware of the kind of compensation claims, and in this article, we will be discussing the same:
1. Compensation for Medical Treatment
When a worker has a minor injury in the workplace or any environment associated with the company, he or she can make a medical treatment claim. The injured employee receives immediate medical treatment post incident, where the cost is borne by the company. Under this claim, the worker cannot be absent from work as he or she recovers from the injury. Typically, the injury, in this case, doesn’t hinder the work of the employee.
2. Compensation for Medical Treatment along with Leave
Under this situation, a worker demands compensation for the treatment, and the time he or she missed because of the injury. In this case, the injury is a bit major that forces injured employees to take a few days off to recover from the game. The worker will be compensated, and he/she will get the income benefits weekly at an average rate of two-thirds of the overall wage. The injured can return to work once he or she has been completely recovered from the injury.
3. Injury and Medical Treatment that Stops the Worker from Returning to Work
The worker who was involved in a serious accident in the workplace as a result of which he/she is not able to return to their previous job can claim compensation for the loss he/she has incurred. In this case, the injured is eligible to receive two-thirds of his/her weekly wages. However, if the workers can perform light duty work, then the compensation amount is reduced.
4. Compensation for medical treatment along with loss of income
In this case, the worker is severely injured in a work-related accident that has caused him/ her ability to return to work. In this situation, the company will continue to pay the injured for the loss of income. In case the worker dies as a part of a work-related injury, the company will bear funeral expenses along with taking care of lost income. The compensation limits typically depend on state law. And the benefit of the compensation is likely to go to elder parents, spouses, or children.
Workers’ compensation allows employees to get benefits if they encounter any work-related illnesses or injuries. Typically, this type of insurance is required in all states, and employers are responsible for providing the same. So as a worker, if you have come across any work-related accidents, then you are eligible for compensation. Above are different types of compensation claims that employees can make depending on their particular situation.